Issuer sources first
Fees, limits, rewards, eligibility, and promo terms should start with official issuer documentation.
Public methodology
Make every comparison easy to audit.
Every card fact should be supported by an issuer page, a dated review, or a clearly labeled external source.
Conditions beside claims
A maximum reward rate means little without its caps, staking requirements, and excluded purchases.
Country before ranking
A card that is unavailable to a customer cannot be their best card, regardless of its headline score.
Commercial separation
Affiliate status and paid visibility must remain separate from editorial rankings and factual data.
Proposed net-value modelRewards + useful perks − fees − FX costs − lockup burden
EconomicsAnnual fees, issue fees, FX, ATM, spreads, caps, and accessible reward rate
Custody and riskWho controls funds, settlement model, issuer role, collateral, and counterparty exposure
Regional fitResidency, KYC, delivery, wallet support, funding rails, and local affordability
ReliabilityDocumentation clarity, verification recency, product status, and support evidence
Affiliate links and source review
CCB may earn a commission when you sign up through our referral links. Referral cards appear first in the interactive directory; that order is a commercial placement, not an editorial score.
Editorial update dates and source-review dates are shown separately. Product facts use issuer documentation; promo-code app tests are attributed to the person who performed them. The site owner tested HELLO and WORLD in the RedotPay app on 2026-10-19 and confirmed both codes worked. A successful code test does not establish eligibility or a fixed discount for every account.
Our guide format draws on the question-led approach of SpendNode and the setup topics covered by RedotPay Guide. CCB’s wording and signup offers are our own; product claims use the official sources linked beside them.